Buying vs Leasingat Mills Ford of Willmar

Weighing the pros and cons of a final shopping decision here at Mills Ford of Willmar?

Our finance experts are happy to assist you in this process! Review the potential advantages and disadvantages of both options, aligning these factors with your personal considerations and the elements you value most.

Pros & Cons of Buying

  • Pro - Outright ownership allows you to build equity in a vehicle
  • Pro - Buying a new Ford model means no mileage restrictions for limitless travel
  • Pro - Purchasing a vehicle from our new Ford lineup means freedom from customization restrictions with parts and accessories
  • Con - Financing typically requires a down payment
  • Con - Financing traditionally requires higher monthly payments than leasing
  • Con - Financing requires more of a long-term commitment to one vehicle

Pros & Cons of Leasing

  • Pro - Leasing offers short-term flexibility with your automotive investment
  • Pro - Leasing allows you to still operate a new Ford model
  • Pro - Leasing typically requires no down payment and lower monthly payments than buying
  • Con - Leasing a new Ford model comes with mileage restrictions
  • Con - Select fees such as wear-and-tear may apply at the end of a lease agreement
  • Con - Lease agreements restrict the customization of a vehicle with parts and accessories

Follow up with our Ford Finance Experts

Still not confident in your final buy versus lease decision? Our finance experts are readily available to discuss both options in greater detail and help you arrive at a selection confidently. Give us a call today and schedule a consultation to review these important points for necessary context that will help you finalize your choice and feel good about how you arrived at this conclusion!

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  1. Mills Ford of Willmar

    4100 Highway 71 South
    Willmar, MN 56201

    • Sales: (320) 235-0654
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  • Monday 8am-6pm
  • Tuesday 8am-6pm
  • Wednesday 8am-6pm
  • Thursday 8am-6pm
  • Friday 8am-6pm
  • Saturday 8am-5pm
  • Sunday Closed


Mills Ford of Willmar

4100 Highway 71 South
Directions Willmar, MN 56201

  • Sales: (320) 235-0654
  • Service: (320) 235-0654
  • Parts: (320) 235-0654